Legal

Privacy Policy

Effective date: July 8, 2026

Ryan Irvani, operating as Future Ready ("I," "me," or "my"), operates this website. This Privacy Policy explains what information I collect when you visit or contact me through this site, how I use it, and the choices you have.

1. Information I Collect

I collect information in two ways:

Information you provide directly — such as your name, email address, phone number, and any details about your insurance needs, when you email me or submit a form linked from this site.
Automatically collected information — standard technical data such as your browser type, device type, and pages viewed, collected by my website host as part of normal web traffic logging. This site does not currently use advertising cookies or third-party tracking pixels; if that changes, this policy will be updated accordingly.

2. How I Use Your Information

To respond to your questions and provide insurance quotes or information you requested.
To follow up by phone, text, or email about coverage options, where you've consented to be contacted.
To maintain accurate business and licensing records as required by insurance regulations.
To improve this website.

3. Consent to Be Contacted

If you submit your contact information through this site or a linked form, you agree that I — a licensed insurance agent — may contact you by phone, text message, or email regarding insurance products, including using automated dialing technology, even if your number is listed on a Do Not Call registry. Consent is not a condition of purchasing any product. You may withdraw consent at any time (see Section 6).

4. How Information Is Shared

I do not sell your personal information to unrelated third parties. I may share it with:

Insurance carriers and underwriters, solely to obtain quotes or process an application you've requested.
Service providers who help operate this website (for example, hosting providers), who are only permitted to use your information to provide that service.
Regulators or authorities, where required by law.

5. Data Retention

I retain the information you provide for as long as reasonably necessary to respond to your inquiry, service any policy you apply for, and meet insurance recordkeeping and licensing requirements, after which it is deleted or archived securely.

6. Your Choices

Opt out of contact at any time by emailing me and asking to be removed from future outreach.
Request access or deletion of the personal information I hold about you by emailing me at the address below. I will respond within a reasonable time.

7. Children's Privacy

This website is not directed to, and I do not knowingly collect personal information from, anyone under the age of 18.

8. Security

I take reasonable steps to protect the information submitted through this site. However, no method of transmission or storage over the internet is 100% secure, and I cannot guarantee absolute security.

9. Changes to This Policy

I may update this Privacy Policy from time to time. The "Effective date" above reflects the most recent revision. Continued use of this site after changes are posted constitutes acceptance of the updated policy.

10. Contact Me

Questions about this policy or your information can be sent to: Ryanirvanifr@gmail.com

This policy is a general template describing this site's actual data practices in plain language. It is not a substitute for legal advice. Insurance marketing and privacy requirements vary by state, so it's worth having a licensed attorney review this before wide use in advertising.